Finding a dime on the sidewalk or a $10 bill stuffed in an old coat pocket can add a smile to your day. They’re both found money, possibly unclaimed money. While the dime won’t buy you much, it could be a sign of good luck.
But there are other ways to come upon good luck.
Unclaimed assets may be sitting somewhere in your name, waiting for you to find and claim them. With some simple online searches, you can look for unclaimed money in seconds and possibly find a windfall.
Unclaimed money can also come from a family member who has died. They may have a life insurance policy, retirement benefit and other policies you may not know about that are legally yours as an heir.
Here are some resources to finding missing, unclaimed money:
Where to start looking for unclaimed money
Two websites offer free, multi-state searches for unclaimed property:
- National Association of Unclaimed Property Administrators, or NAUPA.
- Missing Money, a service endorsed by NAUPA.
Both are simple to use. You only enter your first and last name, and state where you live, and a free governmental search for missing money in your name is done in seconds.
Missing Money is a database of governmental unclaimed property records. They include bank accounts, safe deposit box contents, stocks, mutual funds, unwashed checks and wages, insurance policies, CDs, utility deposits and escrow accounts.